Trader tools
See how much more a reward rate earns when rewards are added back, compared with simple interest over the same time.
The starting value in dollars.
The yearly rate before compounding, as the platform quotes it.
Rewards are added back
Up to 100. Fractions such as 0.5 are fine.
Results appear here as you type.
Still needed: amount staked, APR, years
Simple interest pays on the original amount only: P x (1 + APR x years).
Compounding adds each payout to the balance, so later payouts earn too: P x (1 + APR / n) ^ (n x years), where n is how many times a year rewards are added back.
The effective yearly rate, APY, is (1 + APR / n) ^ n - 1. It is always at least the APR, and it grows with n but with diminishing returns. Daily compounding is only slightly above weekly.
The calculator holds the rate constant for the whole period. Real staking rates move with participation and rewards, rewards can be paid in a token whose price changes, and some protocols do not auto-compound. Fees, taxes and lock-up or unbonding periods are not included.
Educational use only, not financial advice. This calculator works only from the numbers you type. It does not use live prices and it cannot predict what a market will do.
